美国健康证—美国有健康证吗

《OCCUPATION CERTIFICATION OF AIA INSURANCE 》……

《美国友邦保险从业资格证》……

--[P.S.:1. AIA IS IN SHORT OF AMERICAN INTERNATIONAL ASSURANCE.

--[备注：1. AIA是美国国际保险的缩写形式。

2.COMERCIAL INSURAMCE IS NOT CONFLICT WITH SOCIAL INSURANCE。

2. 商业保险与社保不相互冲突。

REASON: A. RENEWABLE-- SOCIAL INSURANCE CAN BE RENEWED, BUT NOT AVAILABLE FOR COMMERCIAL ONE.

理由： A. 续保--社保可以续保，但是商业保险不行。

B. INSURANCE COMPENSATION REFUND COVERAGE-- SOCIAL ONE IS NORMALLY COVERED FOR 80%, THE OTHER ONE IS 100%.

B. 保险理赔补偿金额度--社保通常报销比例是80%，而商业保险是100%。

C. CHARGING RATE-- SOCIAL ONE IS MORE ECONOMIC THAN THE COMMERCIAL ONE.

C. 收取费率--社保费率比商业保险更加经济实惠。

D. ITEMS-- SOCIAL ONE IS A KIND OF COMBINATION PACKAGE SUCH AS THE PENSION, DELIVERING BABY, JOB LOST, ACCIDENT INJURY INSURANCE RELATED WITH THE JOB ，MEDICAL CARE HEALTHE INSURANCE AND HOUSE FUND. WHILE THE COMMERCIAL ONE IS INDIVIDUAL PURCHASE.

D. 项目--社保是一种混合形式的打包套餐例如养老、生育、事业、工伤、医疗健康险和住房公积金。而商业保险是独立险参保。

E. OVERSEAS-- SOCIAL ONE IS ONLY GOOD IN DOMESTIC AND IN DEDICATED HOSPITALS, WHILE THE OTHER ONE CAN BE TAILOR MADE FOR OVERSEAS.

E. 国外--社保仅适用于国内指定医院，而商业保险可以私人定制海外国际险。

2. SMAE-- BOTH ARE LIFE INSURANCE, AND CLIENTS HAD TO BE PARTICIPATE IN VERY AHEAD SUCH AS 10 YEARS AT LEAST BEFORE UR RETIREMENT.

2. 相同点--两者都是寿险险种，而且客户必须在退休之前提前至少10年参保。]